- 150 scored questions, 160 minutes, 70% passing score, $58 exam fee at PSI centers.
- Louisiana Insurance Regulation is the largest domain at 23% - anchor your final review there.
- No prelicensing education is required in Louisiana; the exam itself is the gate.
- License application costs $75 through NIPR, plus IdentoGO fingerprinting after you pass.
Exam Snapshot: Numbers You Must Memorize
Before you touch a single practice question, lock in the raw mechanics of the Louisiana Property & Casualty Insurance Producer Exam, sometimes shortened to LA-PC. These numbers dictate your pacing strategy and your budget, and PSI Services LLC will not remind you of them once you're seated at the terminal.
- Format: Closed-book, computer-based, administered exclusively at PSI testing locations.
- Scored items: 150 multiple-choice questions.
- Unscored items: PSI may insert 5 to 10 experimental questions that look identical to scored ones and still count against your clock.
- Time limit: 160 minutes total.
- Passing score: 70%.
- Fee: $58 per exam attempt.
- Regulator: Louisiana Department of Insurance oversees licensing; PSI administers the Property and Casualty Producer Series 106 exam itself.
If you want the full breakdown of how that 70% threshold is calculated and why it matters more than raw question count, the LA-PC Passing Score 2026 guide walks through the scoring logic in detail. For a broader look at exam difficulty relative to other producer exams, see How Hard Is the LA-PC Exam?
Domain-by-Domain Cheat Sheet
The LA-PC exam blueprint is split across 13 domains, and the weighting is heavily skewed toward two areas: state-specific regulation and core P&C fundamentals. Memorize this table before you memorize anything else.
| Domain | Weight |
|---|---|
| 1. Louisiana Insurance Regulation | 23% |
| 4. Property and Casualty Insurance Basics | 15% |
| 6. Homeowners Policy Concepts | 10% |
| 3. General Insurance Concepts | 8% |
| 7. Personal Automobile Policy | 7% |
| 9. Commercial Property Policies | 7% |
| 10. Commercial General Liability | 7% |
| 8. Commercial Automobile Policy | 6% |
| 12. Workers' Compensation Insurance | 5% |
| 13. Other Types of Property and Casualty Insurance | 5% |
| 5. Dwelling Policy Concepts | 4% |
| 11. Commercial Crime | 2% |
| 2. Licensing and Regulation | 1% |
Domain 1: Louisiana Insurance Regulation (23%)
The single most heavily tested area on the exam. Expect questions on producer duties, unfair trade practices, policy cancellation and nonrenewal rules, and Louisiana-specific statutory definitions.
- Know the difference between state regulatory requirements and generic industry practice
- Expect scenario-based questions, not pure definition recall
Domain 4: Property and Casualty Insurance Basics (15%)
This is the foundational layer underneath every policy-specific domain later in the exam. Master the vocabulary here first because it recurs in homeowners, auto, and commercial questions.
- Insurable interest, indemnity, and risk classification concepts
- Policy structure: declarations, insuring agreement, conditions, exclusions
Domain 6: Homeowners Policy Concepts (10%)
The largest of the "named policy" domains. Candidates must distinguish coverage forms and know how endorsements modify a standard homeowners policy.
- Coverage A through F distinctions
- Perils covered under different HO form types
Every one of these domains is broken down question-by-question, with sample scenarios and terminology drills, in the LA-PC Exam Domains 2026 guide. If you're still mapping out a study calendar around these weights, start with the LA-PC Study Guide 2026 before diving into domain-level drilling.
Key Takeaway
Domains 1, 4, and 6 alone account for 48% of the exam. If your review time is limited, prioritize these three before touching the smaller domains like Commercial Crime (2%) or Licensing and Regulation (1%).
Registration and Fee Mechanics
Unlike many producer exams around the country, Louisiana does not require prelicensing education before you sit for the exam. That removes a cost and time barrier, but it also means the exam itself carries the full weight of proving competency - there's no coursework safety net if you walk in underprepared.
- Exam fee: $58, paid when you schedule with PSI Services LLC.
- License application fee: $75, submitted through NIPR after you pass.
- Fingerprinting: Completed through IdentoGO as part of the post-exam licensing sequence.
- Minimum age: 18 years old for resident applicants.
For candidates budgeting the full path from registration to active license, the LA-PC Certification Cost 2026 breakdown itemizes every fee in sequence. And if you're still confirming that you meet the baseline eligibility rules, check the LA-PC Requirements 2026 guide before you pay anything.
Test Day Rules at the PSI Center
The LA-PC exam is administered only at PSI testing locations - there is no remote or online-proctored option described in the current administration model. Know the rules before you arrive so nothing at check-in catches you off guard.
- Closed-book: No reference materials, notes, or study guides permitted in the testing room.
- Calculator policy: A silent, non-programmable calculator without alpha keys is allowed. Anything with letter keys or programmability will likely be confiscated at check-in.
- Unscored questions: PSI may embed 5 to 10 experimental items that are indistinguishable from scored questions. Treat every question on screen as if it counts, because functionally it might.
- Time management: 160 minutes for up to 160 total questions (150 scored plus possible unscored items) leaves little room for lingering on any single question.
If you want a deeper walk-through of exactly how the scored-versus-unscored split plays out and what it means for your strategy, revisit the LA-PC Passing Score guide.
Before You Drive to the Test Center
- Confirm your PSI appointment location and arrival time
- Pack only a valid ID and an approved calculator
- Leave notes, phones, and reference material in the car
From Passing Score to Active License
Passing the exam is a milestone, not the finish line. Louisiana's licensing sequence has a specific order of operations, and skipping a step just delays your effective license date.
- Pass the Property and Casualty Producer Series 106 exam with a score of 70% or higher.
- Submit the license application through NIPR along with the $75 fee.
- Complete fingerprinting through IdentoGO as part of the background check process.
- Wait for the Louisiana Department of Insurance to process and issue the license.
This sequence, along with the age and eligibility rules that apply before you even register, is covered thoroughly in the LA-PC Requirements 2026 guide. If you're weighing whether the time and fees are worth pursuing relative to what the license opens up professionally, the Is the LA-PC Certification Worth It? ROI Analysis is a useful companion read, and the LA-PC Salary Guide 2026 outlines the kinds of roles that typically require this license.
Renewal and CE Facts to Bookmark
Getting licensed is only half the cheat sheet - you also need the renewal facts memorized so you don't lapse.
- Renewal cycle: Biennial, due by the last day of your birth month.
- Continuing education total: 24 hours per renewal period.
- Ethics requirement: 3 of those hours must be ethics-focused.
- Flood requirement: 3 hours must cover flood insurance if you hold property, casualty, or personal-lines authority.
These aren't exam-day facts, but they belong on the same cheat sheet because CE compliance questions occasionally surface in the Louisiana Insurance Regulation domain. Understanding the renewal cycle also helps you frame why the initial exam content matters beyond test day - it's the baseline knowledge you'll be expected to keep current every two years.
Last-Week Review Plan
In the final week before your scheduled PSI appointment, resist the urge to start new material. Instead, cycle through weighted domains in order of exam impact.
Louisiana Insurance Regulation (23%)
- Rebuild flashcards on statutory definitions and producer duties
- Run timed practice sets isolating this domain
P&C Basics and Homeowners (15% + 10%)
- Drill policy structure vocabulary until it's automatic
- Compare HO form coverage differences side by side
Auto, Commercial, and Remaining Domains
- Sweep Personal Auto, Commercial Auto, CGL, and Workers' Compensation
- Take a full-length timed mock exam at 160 minutes
Light Review Only
- Skim missed-question notes from mock exams
- Confirm PSI appointment details and required ID
This kind of weighted scheduling only works if you've already internalized how the 13 domains map to real exam weight - that's exactly what the LA-PC Exam Domains 2026 guide is built for. Pair it with realistic timed practice on our practice test platform so the 160-minute pace feels familiar rather than stressful on exam day.
Key Takeaway
Spend your last week reviewing, not learning. New material introduced within 48 hours of the exam tends to create doubt rather than confidence - trust the weighted domain order instead.
FAQ
There are 150 scored multiple-choice questions, and PSI may add 5 to 10 unscored experimental items that still count against your 160-minute time limit.
You need 70% or higher on the scored questions. For a full explanation of how this threshold is applied, see the LA-PC Passing Score guide.
No. Louisiana does not require prelicensing education hours for this producer exam, which puts more emphasis on independent study and practice testing.
You submit a license application through NIPR with a $75 fee and complete fingerprinting through IdentoGO before the Louisiana Department of Insurance issues your license.
Louisiana Insurance Regulation, which carries 23% of the exam - the largest single domain by a wide margin over any other content area.